FPX (Financial Process Exchange)
Malaysia's online banking payment gateway, supported by Maybank, CIMB, Public Bank, RHB, and others. The most common payment method for Malaysian online purchases.
What is FPX?
Financial Process Exchange (FPX) is Malaysia's national online payment gateway that enables real-time bank transfers for online purchases. It's operated by PayNet (Payments Network Malaysia) and is the dominant payment method for Malaysian e-commerce.
Supported Banks
FPX supports all major Malaysian banks including Maybank, CIMB, Public Bank, RHB, Hong Leong Bank, AmBank, Bank Islam, Bank Rakyat, BSN, and many more.
Why FPX Matters for Your Business
Many Malaysian consumers are hesitant to enter credit card details online due to fraud concerns. FPX allows them to pay directly from their trusted bank account, which significantly increases conversion rates compared to card-only checkout.
FPX for Subscription Businesses
FPX Direct Debit allows recurring payments — ideal for SaaS platforms, gyms, membership programmes, and subscription boxes. If you're running a subscription business in Malaysia, FPX Direct Debit is essential.
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